{"id":5786,"date":"2026-09-01T09:33:58","date_gmt":"2026-09-01T09:33:58","guid":{"rendered":"https:\/\/trade909.com\/aml-kyc-policy\/"},"modified":"2026-09-12T07:19:04","modified_gmt":"2026-09-12T07:19:04","slug":"aml-kyc-policy","status":"publish","type":"page","link":"https:\/\/trade909.com\/tr\/aml-kyc-policy\/","title":{"rendered":"AML &#038; KYC Policy-tr"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"5786\" class=\"elementor elementor-5786 elementor-5265\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6c9162c e-flex e-con-boxed e-con e-parent\" data-id=\"6c9162c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7bd4f36 elementor-widget elementor-widget-heading\" data-id=\"7bd4f36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">AML ve KYC Politikas\u0131<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-01f8f4b elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"01f8f4b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>M\u00fc\u015fterilerimizin kim oldu\u011funu ve paralar\u0131n\u0131n kayna\u011f\u0131n\u0131 bilmekle y\u00fck\u00fcml\u00fcy\u00fcz. Bu politika; sizden neleri ve neden talep edece\u011fimizi, bu bilgileri nas\u0131l kullanaca\u011f\u0131m\u0131z\u0131 ve temin edemememiz durumunda neler olaca\u011f\u0131n\u0131 a\u00e7\u0131klamaktad\u0131r. S\u00f6z konusu politika, istisnas\u0131z t\u00fcm m\u00fc\u015fterilerimiz i\u00e7in ge\u00e7erlidir.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-07449f1 e-flex e-con-boxed e-con e-parent\" data-id=\"07449f1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d3469d5 cont-table elementor-widget elementor-widget-table-of-contents\" data-id=\"d3469d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;headings_by_tags&quot;:[&quot;h2&quot;,&quot;h3&quot;],&quot;exclude_headings_by_selector&quot;:[],&quot;no_headings_message&quot;:&quot;No headings were found on this page.&quot;,&quot;marker_view&quot;:&quot;bullets&quot;,&quot;icon&quot;:{&quot;value&quot;:&quot;&quot;,&quot;library&quot;:&quot;&quot;},&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<h3 class=\"elementor-toc__header-title\">\n\t\t\t\t\u0130\u00e7indekiler\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__d3469d5\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<svg class=\"elementor-toc__spinner eicon-animation-spin e-font-icon-svg e-eicon-loading\" aria-hidden=\"true\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M500 975V858C696 858 858 696 858 500S696 142 500 142 142 304 142 500H25C25 237 238 25 500 25S975 237 975 500 763 975 500 975Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ace15d elementor-widget elementor-widget-heading\" data-id=\"7ace15d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1. Ama\u00e7 ve kapsam<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bd6fe9a elementor-widget elementor-widget-text-editor\" data-id=\"bd6fe9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Trade909<\/strong>; hizmetlerinin kara para aklama, ter\u00f6r\u00fcn finansman\u0131, kitle imha silahlar\u0131n\u0131n yay\u0131lmas\u0131n\u0131n finansman\u0131, yapt\u0131r\u0131mlar\u0131n delinmesi, doland\u0131r\u0131c\u0131l\u0131k veya vergi ka\u00e7ak\u00e7\u0131l\u0131\u011f\u0131 amac\u0131yla kullan\u0131lmas\u0131n\u0131 \u00f6nlemeyi taahh\u00fct eder. Bu politika; t\u00fcm m\u00fc\u015fterilerimiz, potansiyel m\u00fc\u015fterilerimiz ve ger\u00e7ekle\u015ftirdi\u011fimiz t\u00fcm i\u015flemler i\u00e7in ge\u00e7erlidir.  <\/p><p>Saint Lucia&#8217;da faaliyetlerimizi; ba\u015fta Kara Para Aklaman\u0131n \u00d6nlenmesi Yasas\u0131, Su\u00e7 Gelirleri Yasas\u0131 ve Ter\u00f6rle M\u00fccadele Yasas\u0131 olmak \u00fczere, hakk\u0131m\u0131zda ge\u00e7erli olan kara para aklaman\u0131n \u00f6nlenmesi ve ter\u00f6r\u00fcn finansman\u0131n\u0131n engellenmesine ili\u015fkin yasal d\u00fczenlemeler ile Saint Lucia Mali \u0130stihbarat Kurumu (FIA) taraf\u0131ndan yay\u0131mlanan ilgili rehberlik ilkeleri ve bildirimler \u00e7er\u00e7evesinde y\u00fcr\u00fctmekteyiz. Ayr\u0131ca, Birle\u015fmi\u015f Milletler G\u00fcvenlik Konseyi taraf\u0131ndan al\u0131nan kararlar\u0131 ve uygulanan yapt\u0131r\u0131mlar\u0131, bunun yan\u0131 s\u0131ra Mali Eylem G\u00f6rev G\u00fcc\u00fc&#8217;n\u00fcn (FATF) tavsiyelerini de dikkate almaktay\u0131z. <\/p><p>Saint Lucia, kara para aklamay\u0131 t\u00fcm su\u00e7 t\u00fcrlerini kapsayan bir su\u00e7 olarak ele almaktad\u0131r. Bu kapsam; yasa d\u0131\u015f\u0131 kayna\u011f\u0131 gizleme veya maskeleme amac\u0131yla her t\u00fcrl\u00fc su\u00e7 gelirinin transfer edilmesi, d\u00f6n\u00fc\u015ft\u00fcr\u00fclmesi, yat\u0131r\u0131lmas\u0131, biriktirilmesi, yat\u0131r\u0131ma y\u00f6nlendirilmesi, takas edilmesi veya y\u00f6netilmesinin yan\u0131 s\u0131ra, herhangi bir su\u00e7tan elde edilen gelirlerin edinilmesi, bulundurulmas\u0131 veya kullan\u0131lmas\u0131 eylemlerini de i\u00e7erir. Kara para aklamaya yard\u0131m etmek, \u015f\u00fcpheli bir durumu bildirmemek ve hakk\u0131nda soru\u015fturma y\u00fcr\u00fct\u00fclen bir ki\u015fiyi bu durumdan haberdar etmek (bilgi s\u0131zd\u0131rmak) ayr\u0131 ayr\u0131 su\u00e7 te\u015fkil eder.  <\/p><p>Bu belge, m\u00fc\u015fterilerimiz i\u00e7in yaz\u0131lm\u0131\u015f bir \u00f6zet metindir. En az y\u0131lda bir kez g\u00f6zden ge\u00e7irilen ve y\u00f6netim kurulumuz taraf\u0131ndan onaylanan dahili AML prosed\u00fcrleri k\u0131lavuzumuzdan derlenmi\u015ftir, ancak program\u0131m\u0131z\u0131n bir par\u00e7as\u0131 olan dahili e\u015fik de\u011ferleri, izleme senaryolar\u0131 veya y\u00fckseltme tetikleyicilerini yay\u0131nlamaz, \u00e7\u00fcnk\u00fc bunu yapmak program\u0131n var olma amac\u0131 olan ki\u015filere yard\u0131mc\u0131 olmak anlam\u0131na gelir. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0250d52 elementor-widget elementor-widget-heading\" data-id=\"0250d52\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2. Risk temelli yakla\u015f\u0131m\u0131m\u0131z<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d13b95a elementor-widget elementor-widget-text-editor\" data-id=\"d13b95a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"max-w-[72ch] text-[15px] leading-[1.75] text-body\">Risk odakl\u0131 bir yakla\u015f\u0131m benimsiyoruz. Her m\u00fc\u015fteri, sisteme dahil edilmeden \u00f6nce de\u011ferlendirilir ve kendisine y\u00fcksek, orta veya d\u00fc\u015f\u00fck seviyede bir risk derecesi atan\u0131r; bu derece; talep edece\u011fimiz bilgilerin kapsam\u0131n\u0131, faaliyetlerin ne kadar yak\u0131ndan incelenece\u011fini ve i\u015f ili\u015fkisinin ne s\u0131kl\u0131kla yeniden g\u00f6zden ge\u00e7irilece\u011fini belirler. Dikkate al\u0131nan fakt\u00f6rler \u015funlard\u0131r:  <\/p><ul class=\"flex max-w-[72ch] list-outside flex-col gap-2.5 ps-5 text-[15px] leading-[1.75] text-body marker:text-mute list-disc\"><li class=\"ps-1.5\">ikamet etti\u011finiz \u00fclke, uyru\u011funuz, i\u015f yerinizin bulundu\u011fu yer ve vergi mukimli\u011fi durumunuz;<\/li><li class=\"ps-1.5\">mesle\u011finiz, servetinizin kayna\u011f\u0131 ve yat\u0131rd\u0131\u011f\u0131n\u0131z fonlar\u0131n kayna\u011f\u0131;<\/li><li class=\"ps-1.5\">siyasi n\u00fcfuz sahibi bir ki\u015fi olup olmad\u0131\u011f\u0131n\u0131z veya b\u00f6yle bir ki\u015fiyle ba\u011flant\u0131n\u0131z bulunup bulunmad\u0131\u011f\u0131;<\/li><li class=\"ps-1.5\">kulland\u0131\u011f\u0131n\u0131z \u00f6deme y\u00f6ntemleri ve \u00f6deme yollar\u0131;<\/li><li class=\"ps-1.5\">para yat\u0131rma, al\u0131m-sat\u0131m ve para \u00e7ekme i\u015flemlerinizin tutar\u0131, s\u0131kl\u0131\u011f\u0131 ve d\u00fczeni;<\/li><li class=\"ps-1.5\">bir kurulu\u015f i\u00e7in; m\u00fclkiyet ve kontrol yap\u0131s\u0131 ile buna ili\u015fkin ticari gerek\u00e7e;<\/li><li class=\"ps-1.5\">Hakk\u0131n\u0131zda olumsuz medya haberleri veya kolluk kuvvetleri kaynakl\u0131 bilgiler;<\/li><li class=\"ps-1.5\">\u0130li\u015fkinin, \u00e7o\u011fu \u00f6rnekte oldu\u011fu gibi tamamen uzaktan y\u00fcr\u00fct\u00fcl\u00fcp y\u00fcr\u00fct\u00fclmedi\u011fi.<\/li><\/ul><p class=\"max-w-[72ch] text-[15px] leading-[1.75] text-body\">Daha y\u00fcksek bir derecelendirme, sizden herhangi bir konuda \u015f\u00fcphelendi\u011fimiz anlam\u0131na gelmez; yaln\u0131zca daha fazla bilgi talep edece\u011fimiz ve daha s\u0131k kontroller yapaca\u011f\u0131m\u0131z anlam\u0131na gelir. Derecelendirmeniz kay\u0131t alt\u0131na al\u0131n\u0131r, kurum i\u00e7inde onaylan\u0131r ve d\u00fczenli aral\u0131klarla g\u00f6zden ge\u00e7irilir; dolay\u0131s\u0131yla, i\u015f birli\u011fimiz s\u00fcresince bu derecelendirme her iki y\u00f6nde de de\u011fi\u015fiklik g\u00f6sterebilir.  <\/p><p class=\"max-w-[72ch] text-[15px] leading-[1.75] text-body\">De\u011ferlendirilen riskin ger\u00e7ekten d\u00fc\u015f\u00fck oldu\u011fu durumlarda, baz\u0131 tedbirler tam kapsaml\u0131 olarak de\u011fil, orant\u0131l\u0131 bir \u015fekilde uygulanabilir. Basitle\u015ftirilmi\u015f i\u015flem s\u00fcreci, bir kestirme yol de\u011fil, belgelenmi\u015f bir de\u011ferlendirmenin duruma g\u00f6re uyarlanmas\u0131d\u0131r ve belirli bir m\u00fc\u015fteri kategorisine y\u00f6nelik genel bir kural olarak asla uygulanmaz. Risk derecesi ne olursa olsun, nihai lehtarlar\u0131 her zaman tespit ederiz.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b1957b elementor-widget elementor-widget-heading\" data-id=\"5b1957b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">3. Y\u00f6neti\u015fim ve sorumluluk<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5baa8f9 elementor-widget elementor-widget-text-editor\" data-id=\"5baa8f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Bu program\u0131n sorumlulu\u011fu Y\u00f6netim Kurulumuza aittir. Y\u00f6netim Kurulu; kara para aklamay\u0131 \u00f6nleyen politika, prosed\u00fcr, sistem ve kontrollerin s\u00fcrd\u00fcr\u00fclmesinden, bunlar\u0131n i\u015fleyi\u015fine dair d\u00fczenli y\u00f6netim bilgileri almaktan ve s\u00f6z konusu tedbirlerin i\u015fimizin niteli\u011fi ve \u00f6l\u00e7e\u011fi a\u00e7\u0131s\u0131ndan yeterlili\u011fini koruyup korumad\u0131\u011f\u0131na dair d\u00fczenli de\u011ferlendirmeler yapt\u0131rmaktan sorumludur. <\/p><p>Program\u0131n y\u00fcr\u00fct\u00fclmesinden, \u015f\u00fcpheye ili\u015fkin dahili bildirimlerin al\u0131nmas\u0131ndan ve yetkili makamlara bildirimde bulunulup bulunulmayaca\u011f\u0131na karar verilmesinden sorumlu bir Kara Para Aklama Bildirim Yetkilisi (MLRO) ve bir MLRO Yard\u0131mc\u0131s\u0131 at\u0131yoruz. MLRO; y\u00f6netim kuruluna do\u011frudan eri\u015fim, g\u00f6revini yerine getirmek i\u00e7in ihtiya\u00e7 duydu\u011fu bilgilere s\u0131n\u0131rs\u0131z eri\u015fim ve bir hesab\u0131 dondurma, i\u015flemi reddetme ya da i\u015f ili\u015fkisini sonland\u0131rma yetkisine sahiptir. D\u0131\u015f makamlara bildirimde bulunma karar\u0131 m\u00fcnhas\u0131ran MLRO&#8217;ya aittir ve ba\u015fka herhangi birinin onay\u0131na tabi de\u011fildir.  <\/p><p>MLRO&#8217;ya, mesaj\u0131n\u0131z\u0131 &#8220;Money Laundering Reporting Officer&#8221; (Kara Para Aklamay\u0131 Bildirme Yetkilisi) dikkatine y\u00f6nlendirerek<a href=\"mailto:info@trade909.com\"><strong><span style=\"text-decoration: underline\"> info@trade909.com <\/span><\/strong><\/a>adresi \u00fczerinden ula\u015fabilirsiniz.<\/p><p>Uyumluluk birimimiz, durum tespiti dosyalar\u0131n\u0131n \u00f6rnek testlerini ve MLRO&#8217;ya yap\u0131lan i\u00e7 raporlar\u0131n analizini de i\u00e7eren program\u0131 en az y\u0131lda bir kez g\u00f6zden ge\u00e7irir. Mali \u0130stihbarat Kurumu taraf\u0131ndan bizden istenen AML ve CFT uyumluluk raporlar\u0131n\u0131 tamamlay\u0131p g\u00f6nderiyoruz ve i\u015fletmemizde veya yasalarda herhangi bir \u00f6nemli de\u011fi\u015fiklik oldu\u011funda program g\u00f6zden ge\u00e7iriliyor. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-244714a elementor-widget elementor-widget-heading\" data-id=\"244714a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">4. M\u00fc\u015fteri durum tespiti: Sizden neler isteyece\u011fiz?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b969ce9 elementor-widget elementor-widget-text-editor\" data-id=\"b969ce9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Hesab\u0131n\u0131z\u0131n al\u0131m-sat\u0131m i\u015flemleri i\u00e7in etkinle\u015ftirilmesinden \u00f6nce kimli\u011finizi do\u011frular\u0131z. Politikam\u0131z, gerekli inceleme s\u00fcre\u00e7leri tamamlanmadan herhangi bir i\u015f ili\u015fkisi tesis etmemektir. Anonim, numaral\u0131 veya sahte isimli hesaplar i\u015fletmemekte; size ait olmayan bir isimle a\u00e7\u0131lan hesaplar\u0131 veya kimli\u011fi bize a\u00e7\u0131klanmam\u0131\u015f bir ki\u015fi ad\u0131na tutulan vekil hesaplar\u0131 kabul etmemekteyiz.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-febb407 elementor-widget elementor-widget-heading\" data-id=\"febb407\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Bireysel m\u00fc\u015fteriler.<\/h3>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d71333d e-con-full e-flex e-con e-child\" data-id=\"d71333d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5e674a0 e-con-full e-flex e-con e-child\" data-id=\"5e674a0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-cf4be6f e-con-full e-flex e-con e-child\" data-id=\"cf4be6f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-662f149 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"662f149\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">\u0130htiyac\u0131m\u0131z olan \u015fey<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-165cd3f elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"165cd3f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Kabul edilen kan\u0131t<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-613863e e-con-full e-flex e-con e-child\" data-id=\"613863e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1141ece elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"1141ece\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Kimlik<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e7443d elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"1e7443d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Devlet taraf\u0131ndan verilmi\u015f, ge\u00e7erli ve foto\u011frafl\u0131 bir belge: foto\u011fraf ve do\u011fum tarihi i\u00e7eren pasaport, ulusal kimlik kart\u0131 veya s\u00fcr\u00fcc\u00fc belgesi. Belge ge\u00e7erlilik s\u00fcresi dolmam\u0131\u015f, tamamen okunabilir ve d\u00f6rt k\u00f6\u015fesi de g\u00f6r\u00fcn\u00fcr durumda olmal\u0131d\u0131r. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-962e8a8 e-con-full e-flex e-con e-child\" data-id=\"962e8a8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5d5a5b8 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"5d5a5b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Adres<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-87646df elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"87646df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Mevcut adresinizde ad\u0131n\u0131za d\u00fczenlenmi\u015f, son \u00fc\u00e7 aya ait bir belge: bir hizmet faturas\u0131, banka veya kredi kart\u0131 ekstresi, resmi kurum veya vergi dairesi yaz\u0131s\u0131 ya da kira s\u00f6zle\u015fmesi. Cep telefonu faturalar\u0131 ve d\u00fczenleyen kurumun bilgilerini i\u00e7ermeyen, \u00e7evrimi\u00e7i bir hesaptan al\u0131nan belgeler kabul edilmemektedir. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f0cadb1 e-con-full e-flex e-con e-child\" data-id=\"f0cadb1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4da03de elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"4da03de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Canl\u0131l\u0131k<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1410f1 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"d1410f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Elektronik do\u011frulama y\u00f6ntemini kulland\u0131\u011f\u0131m\u0131z durumlarda; belgeyi ibraz eden ki\u015finin belgedeki ki\u015fi oldu\u011funu teyit eden bir selfie veya k\u0131sa bir canl\u0131l\u0131k kontrol\u00fc kullan\u0131l\u0131r.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-539bbb9 e-con-full e-flex e-con e-child\" data-id=\"539bbb9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ebf9067 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"ebf9067\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Fon kayna\u011f\u0131<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd22211 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"cd22211\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Yat\u0131rd\u0131\u011f\u0131n\u0131z paran\u0131n kayna\u011f\u0131n\u0131 g\u00f6steren kan\u0131tlar; \u00f6rne\u011fin maa\u015f bordrolar\u0131, i\u015f s\u00f6zle\u015fmesi, denetlenmi\u015f hesap kay\u0131tlar\u0131, sat\u0131\u015f s\u00f6zle\u015fmesi, miras veya k\u00e2r pay\u0131 belgesi ya da s\u00f6z konusu fonlar\u0131n birikti\u011fini g\u00f6steren banka hesap d\u00f6k\u00fcmleri.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-894f9d9 e-con-full e-flex e-con e-child\" data-id=\"894f9d9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-48238d9 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"48238d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Servet kayna\u011f\u0131<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e6c55e elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"8e6c55e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Daha y\u00fcksek riskli ili\u015fkiler s\u00f6z konusu oldu\u011funda; yaln\u0131zca tek bir para yat\u0131rma i\u015fleminin kayna\u011f\u0131n\u0131n \u00f6tesine ge\u00e7en, daha kapsaml\u0131 bir konu olan &#8220;toplam servetinizin nas\u0131l olu\u015fturuldu\u011funa&#8221; dair kan\u0131tlar.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c39974e elementor-widget elementor-widget-text-editor\" data-id=\"c39974e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"max-w-[72ch] text-[15px] leading-[1.75] text-body\">Do\u011frulama i\u015flemi; as\u0131l belgeler, onayl\u0131 suretler veya g\u00fcvenilir ve ba\u011f\u0131ms\u0131z bir kaynaktan elde edilen veriler esas al\u0131narak ger\u00e7ekle\u015ftirilir. As\u0131l belgenin g\u00f6r\u00fclemedi\u011fi durumlarda; avukat, noter, yeminli mali m\u00fc\u015favir, polis memuru veya konsolosluk g\u00f6revlisi gibi sayg\u0131n bir ki\u015fi taraf\u0131ndan asl\u0131n\u0131n ayn\u0131s\u0131 oldu\u011fu onaylanm\u0131\u015f, \u00fczerinde onay tarihi ile onaylayan\u0131n ad\u0131, mesle\u011fi ve i\u015f yeri adresinin yer ald\u0131\u011f\u0131 birinci derece bir suret talep edilir. Suretin sureti kabul edilmemektedir.  <\/p><p class=\"max-w-[72ch] text-[15px] leading-[1.75] text-body\"><strong class=\"font-semibold text-ink\">Kurumsal ve di\u011fer t\u00fczel ki\u015filik stat\u00fcs\u00fcndeki m\u00fc\u015fteriler.<\/strong> S\u00fcrece dahil olan her bir birey i\u00e7in yukar\u0131dakilere ek olarak \u015funlar\u0131 talep ediyoruz:<\/p><ul class=\"flex max-w-[72ch] list-outside flex-col gap-2.5 ps-5 text-[15px] leading-[1.75] text-body marker:text-mute list-disc\"><li class=\"ps-1.5\">\u015firket kurulu\u015f belgesi ve varsa unvan de\u011fi\u015fikli\u011fi belgesi;<\/li><li class=\"ps-1.5\">kurulu\u015f muht\u0131ras\u0131 ve ana s\u00f6zle\u015fme veya e\u015fde\u011fer kurulu\u015f belgeleri;<\/li><li class=\"ps-1.5\">y\u00f6neticilerin ve pay sahiplerinin veya \u00fcyelerin g\u00fcncel bir kayd\u0131;<\/li><li class=\"ps-1.5\">Saint Lucia&#8217;da hakk\u0131m\u0131zda ge\u00e7erli olan e\u015fik de\u011feri te\u015fkil edecek \u015fekilde, sermayenin veya oy haklar\u0131n\u0131n %5&#8217;inden fazlas\u0131n\u0131 do\u011frudan veya dolayl\u0131 olarak elinde bulunduran her bir orta\u011f\u0131n veya hissedar\u0131n ve ayr\u0131ca kurulu\u015f \u00fczerinde kontrol sahibi olan di\u011fer ki\u015filerin tespiti;<\/li><li class=\"ps-1.5\">hesab\u0131n a\u00e7\u0131lmas\u0131na onay veren ve hesab\u0131 kullanmaya yetkili ki\u015fileri belirten bir y\u00f6netim kurulu karar\u0131;<\/li><li class=\"ps-1.5\">kurulu\u015fun kay\u0131tl\u0131 ve ticari adresine ili\u015fkin kan\u0131t;<\/li><li class=\"ps-1.5\">Kurulu\u015fun, mevcut olmas\u0131 halinde, en g\u00fcncel finansal tablolar\u0131.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-473d324 e-con-full e-flex e-con e-child\" data-id=\"473d324\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-211eaba elementor-widget elementor-widget-text-editor\" data-id=\"211eaba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"max-w-[72ch] rounded-2xl bg-sand-50 p-5 sm:p-6\"><p><strong>%5 oran\u0131 bir yaz\u0131m hatas\u0131 de\u011fildir<\/strong>. Pek \u00e7ok yarg\u0131 b\u00f6lgesinde nihai m\u00fclkiyet e\u015fi\u011fi %25 olarak belirlenmi\u015ftir. Saint Lucia&#8217;da tabi oldu\u011fumuz gereklilik daha d\u00fc\u015f\u00fck bir oran\u0131 esas ald\u0131\u011f\u0131ndan, kurumsal m\u00fc\u015fterilerimizden, %25&#8217;lik bir rejime al\u0131\u015fk\u0131n olanlar\u0131n bekleyebilece\u011finden daha fazla bilgi ve belge talep etmekteyiz. Pay sahipli\u011fi oran\u0131n\u0131n s\u00f6z konusu e\u015fi\u011fin alt\u0131nda kald\u0131\u011f\u0131 durumlarda dahi, ilgili ki\u015finin yine de kurulu\u015fu kontrol edip etmedi\u011fini risk temelli bir yakla\u015f\u0131mla de\u011ferlendiriyoruz.   <\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-790682a elementor-widget elementor-widget-text-editor\" data-id=\"790682a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"max-w-[72ch] text-[15px] leading-[1.75] text-body\">Bir kurulu\u015fun sahipli\u011fi, ba\u015fka kurulu\u015flar, vak\u0131flar veya vekiller arac\u0131l\u0131\u011f\u0131yla yap\u0131land\u0131r\u0131lm\u0131\u015fsa, nihai olarak ona sahip olan veya onu kontrol eden ger\u00e7ek ki\u015fileri tespit edene kadar zinciri takip edece\u011fiz. Bir vak\u0131f i\u00e7in bu, m\u00fctevelli, kurucu, koruyucu, uygulay\u0131c\u0131, yararlan\u0131c\u0131lar ve m\u00fctevelli atama veya g\u00f6revden alma yetkisine sahip herkesi i\u00e7erir. G\u00f6r\u00fcn\u00fcrl\u00fc\u011f\u00fc sa\u011flanamayan bir sahiplik yap\u0131s\u0131, ba\u015fvuruyu reddetme nedenidir.  <\/p><p class=\"max-w-[72ch] text-[15px] leading-[1.75] text-body\"><strong class=\"font-semibold text-ink\">Zamanlama. <\/strong>M\u00fc\u015fteri durum tespiti (due diligence), ili\u015fki resmile\u015ftirilmeden \u00f6nce tamamlan\u0131r. Zaman a\u00e7\u0131s\u0131ndan kritik bir i\u015flemin aksat\u0131lmamas\u0131 amac\u0131yla do\u011frulama i\u015fleminin ertelendi\u011fi nadir durumlarda; \u00fcst d\u00fczey onay al\u0131nmas\u0131 ve kara para aklama riskinin d\u00fc\u015f\u00fck ve y\u00f6netilebilir olmas\u0131 \u015fartt\u0131r; ayr\u0131ca do\u011frulama i\u015flemi m\u00fcmk\u00fcn olan en k\u0131sa s\u00fcrede ve her hal\u00fckarda 30 g\u00fcn i\u00e7inde tamamlanmal\u0131d\u0131r. Ayr\u0131ca; elimizdeki belgelerle ilgili \u015f\u00fcphe duydu\u011fumuzda, risk dereceniz veya ko\u015fullar\u0131n\u0131z de\u011fi\u015fti\u011finde, hesap on iki aydan uzun s\u00fcredir hareketsiz kald\u0131\u011f\u0131nda ya da kara para aklama \u015f\u00fcphesi olu\u015ftu\u011funda da m\u00fc\u015fteri durum tespitini tekrarlar\u0131z.  <\/p><p class=\"max-w-[72ch] text-[15px] leading-[1.75] text-body\"><strong class=\"font-semibold text-ink\">Ba\u015fkalar\u0131na ba\u011f\u0131ml\u0131l\u0131k. <\/strong>Finansal kurulu\u015f, hukuk b\u00fcrosu veya muhasebe firmas\u0131 gibi denetime tabi bir \u00fc\u00e7\u00fcnc\u00fc taraf\u00e7a ger\u00e7ekle\u015ftirilen durum tespiti (due diligence) \u00e7al\u0131\u015fmalar\u0131na itimat edebiliriz; ancak bu durum, yaln\u0131zca s\u00f6z konusu taraf\u0131n FATF tavsiyelerine e\u015fde\u011fer standartlara sahip bir yarg\u0131 b\u00f6lgesinde usul\u00fcne uygun \u015fekilde denetlenmesi, temel bilgileri derhal taraf\u0131m\u0131za sunmas\u0131 ve talep edilmesi halinde onayl\u0131 suretleri gecikmeksizin sa\u011flama taahh\u00fcd\u00fcnde bulunmas\u0131 ko\u015fuluyla ge\u00e7erlidir. Bu \u015fekilde bir itimat, sorumlulu\u011fu devretmez. Durum tespiti s\u00fcrecine ili\u015fkin sorumluluk bizde kalmaya devam eder; elde edilen bilgilerden tatmin olmad\u0131\u011f\u0131m\u0131z takdirde ise s\u00f6z konusu i\u015flemi bizzat kendimiz ger\u00e7ekle\u015ftiririz.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6eadafe elementor-widget elementor-widget-heading\" data-id=\"6eadafe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">5. Geli\u015ftirilmi\u015f durum tespiti ve siyasi n\u00fcfuz sahibi ki\u015filer<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ea2d46 elementor-widget elementor-widget-text-editor\" data-id=\"9ea2d46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"max-w-[72ch] text-[15px] leading-[1.75] text-body\">\u0130li\u015fkinin daha y\u00fcksek risk te\u015fkil etti\u011fi durumlarda \u2014a\u015fa\u011f\u0131dakiler de dahil olmak \u00fczere\u2014 geli\u015fmi\u015f durum tespiti uygular\u0131z:<\/p><ul class=\"flex max-w-[72ch] list-outside flex-col gap-2.5 ps-5 text-[15px] leading-[1.75] text-body marker:text-mute list-disc\"><li class=\"ps-1.5\">Siyasi n\u00fcfuz sahibi bir ki\u015fi, b\u00f6yle bir ki\u015finin aile \u00fcyesi veya b\u00f6yle bir ki\u015finin yak\u0131n ili\u015fkide bulundu\u011fu bilinen bir ki\u015fiyseniz;<\/li><li class=\"ps-1.5\">y\u00fcksek riskli olarak tan\u0131mlanan bir yarg\u0131 b\u00f6lgesinde ikamet ediyorsan\u0131z veya fonlar\u0131n\u0131z b\u00f6yle bir b\u00f6lgeden geliyorsa;<\/li><li class=\"ps-1.5\">fonlar\u0131n\u0131z\u0131n veya servetinizin kayna\u011f\u0131 belirsizse ya da sunulan kan\u0131tlar s\u00f6z konusu tutarlar\u0131 desteklemiyorsa;<\/li><li class=\"ps-1.5\">Faaliyetleriniz, i\u015fe al\u0131m s\u00fcrecinde bize beyan ettiklerinizle esasl\u0131 \u00f6l\u00e7\u00fcde tutars\u0131zl\u0131k g\u00f6stermektedir;<\/li><li class=\"ps-1.5\">yap\u0131n\u0131z karma\u015f\u0131k hukuki d\u00fczenlemeler, tr\u00f6stler veya \u00f6zel yat\u0131r\u0131m ara\u00e7lar\u0131 i\u00e7eriyor;<\/li><li class=\"ps-1.5\">Olumsuz medya haberleri, yapt\u0131r\u0131m listesiyle k\u0131smi e\u015fle\u015fme veya kolluk kuvvetleri taraf\u0131ndan y\u00fcr\u00fct\u00fclen bir soru\u015fturma sizi ilgilendiriyor.<\/li><\/ul><p class=\"max-w-[72ch] text-[15px] leading-[1.75] text-body\">Geli\u015ftirilmi\u015f durum tespiti; ek kimlik do\u011frulama belgeleri, i\u015f ili\u015fkisini ba\u015flatmak veya s\u00fcrd\u00fcrmek i\u00e7in \u00fcst d\u00fczey y\u00f6netim onay\u0131, fon ve varl\u0131k kayna\u011f\u0131n\u0131n ba\u011f\u0131ms\u0131z yollarla teyit edilmesi, ili\u015fkinin temelindeki ticari gerek\u00e7elerin daha kapsaml\u0131 bir \u015fekilde anla\u015f\u0131lmas\u0131 ile daha s\u0131k\u0131 izleme ve daha s\u0131k g\u00f6zden ge\u00e7irme s\u00fcre\u00e7lerini ifade eder. \u00c7ok y\u00fcksek riskli durumlarda, \u00fc\u00e7\u00fcnc\u00fc bir taraftan istihbarat raporu temin edebiliriz. Durum tespiti s\u00fcrecinin genelinden tatmin olmad\u0131\u011f\u0131m\u0131z takdirde, ilk \u00f6demenizin denetime tabi bir bankada kendi ad\u0131n\u0131za kay\u0131tl\u0131 bir hesaptan taraf\u0131m\u0131za ula\u015fmas\u0131n\u0131 \u015fart ko\u015fabiliriz.  <\/p><p class=\"max-w-[72ch] text-[15px] leading-[1.75] text-body\">Siyasi n\u00fcfuz sahibi ki\u015filer, i\u015f ili\u015fkisinin ba\u015flang\u0131c\u0131nda tarama hizmeti sa\u011flay\u0131c\u0131m\u0131z arac\u0131l\u0131\u011f\u0131yla tespit edilir ve sonras\u0131nda, olumsuz medya haberlerine y\u00f6nelik en az y\u0131lda bir kez yap\u0131lan incelemeler de dahil olmak \u00fczere s\u00fcrekli izlenir. Kara Para Aklama Uyum Yetkilisi (MLRO), m\u00fc\u015fteri taban\u0131m\u0131zda tespit edilen siyasi n\u00fcfuz sahibi ki\u015filerin kayd\u0131n\u0131 tutar ve her bir ili\u015fkinin nas\u0131l y\u00fcr\u00fct\u00fclece\u011fi konusunda tavsiyelerde bulunur; ayr\u0131ca bu t\u00fcr ili\u015fkiler \u00fcst d\u00fczey onay gerektirir. Siyasi n\u00fcfuz sahibi bir ki\u015fi olmak, bir hizmetten veya i\u015flemden men edilme nedeni ya da bir su\u00e7lama te\u015fkil etmez; bu, daha yak\u0131ndan takip edilmeyi gerektiren bir stat\u00fcd\u00fcr ve ilgili ki\u015fi g\u00f6revinden ayr\u0131ld\u0131ktan sonra da devam edebilir.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd7e771 elementor-widget elementor-widget-heading\" data-id=\"fd7e771\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">6. Yapt\u0131r\u0131mlar ve k\u0131s\u0131tlanm\u0131\u015f yarg\u0131 b\u00f6lgeleri<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c708a8 elementor-widget elementor-widget-text-editor\" data-id=\"2c708a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"max-w-[72ch] text-[15px] leading-[1.75] text-body\">M\u00fc\u015fteri kabul\u00fc a\u015famas\u0131nda ve sonras\u0131nda s\u00fcrekli olarak; Birle\u015fmi\u015f Milletler G\u00fcvenlik Konseyi, Avrupa Birli\u011fi, Birle\u015fik Krall\u0131k, ABD Hazine Bakanl\u0131\u011f\u0131 Yabanc\u0131 Varl\u0131klar Kontrol Ofisi (OFAC) ve Do\u011fu Karayipler Merkez Bankas\u0131&#8217;n\u0131n konsolide listeleri ile Saint Lucia Mali \u0130stihbarat Kurumu veya h\u00fck\u00fcmeti taraf\u0131ndan yay\u0131nlanan her t\u00fcrl\u00fc liste veya tespit dahil olmak \u00fczere, t\u00fcm ba\u015fvuru sahiplerini, nihai faydalan\u0131c\u0131lar\u0131 ve yetkili ki\u015fileri yapt\u0131r\u0131m ve izleme listelerine kar\u015f\u0131 taramadan ge\u00e7iriyoruz. Tarama i\u015flemi, <strong class=\"font-semibold text-ink\">GB Group<\/strong>&#8216;un ID3 kimlik do\u011frulama ve C6 s\u00fcrekli tarama ara\u00e7lar\u0131 kullan\u0131larak ve bunlara ek olarak a\u00e7\u0131k kaynakl\u0131 olumsuz medya taramalar\u0131yla desteklenerek ger\u00e7ekle\u015ftirilmektedir. Kontrol edilen isimler ve elde edilen sonu\u00e7lar, m\u00fc\u015fterinin dosyas\u0131na kaydedilmektedir.  <\/p><p class=\"max-w-[72ch] text-[15px] leading-[1.75] text-body\">Trade909; \u0130ran, Kuzey Kore (KDHC), Myanmar, Suriye, Rusya, Belarus, K\u00fcba, Venezuela, Libya, Somali, Yemen, Zimbabve, Orta Afrika Cumhuriyeti, Mali, Kongo Demokratik Cumhuriyeti veya K\u0131r\u0131m, Donetsk, Luhansk ve di\u011fer i\u015fgal ya da k\u0131s\u0131tlanm\u0131\u015f ikamet eden veya buralarda bulunan b\u00f6lgelerde kabul edilmemektedir. Trade909 ayr\u0131ca Birle\u015fik Arap Emirlikleri&#8217;nde ikamet eden veya buralarda bulunan pazarlar\u0131 da kabul etmemektedir. <\/p><p class=\"max-w-[72ch] text-[15px] leading-[1.75] text-body\">Ayr\u0131ca, ba\u011flant\u0131n\u0131n g\u00f6r\u00fcnd\u00fc\u011f\u00fc konuma dayanarak, s\u00f6z konusu yarg\u0131 b\u00f6lgelerinden web sitemize eri\u015fimi k\u0131s\u0131tl\u0131yoruz.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6887e9c e-con-full e-flex e-con e-child\" data-id=\"6887e9c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2b02d04 e-con-full e-flex e-con e-child\" data-id=\"2b02d04\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d0da02d elementor-widget elementor-widget-text-editor\" data-id=\"d0da02d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"max-w-[72ch] rounded-2xl bg-sand-50 p-5 sm:p-6\"><div class=\"max-w-[72ch] rounded-2xl bg-sand-50 p-5 sm:p-6\"><p><strong>Web sitesi d\u00fczeyindeki co\u011frafi engelleme bir yapt\u0131r\u0131m taramas\u0131 de\u011fildir ve biz de bunu bu \u015fekilde tan\u0131mlam\u0131yoruz.<\/strong> Bu, herhangi bir sanal \u00f6zel a\u011f (VPN) ile kolayca a\u015f\u0131labilen, iyi niyetli bir eri\u015fim kontrol\u00fc uygulamas\u0131d\u0131r; yapt\u0131r\u0131m rejimlerinin temel ald\u0131\u011f\u0131 milliyet, ikametgah veya nihai m\u00fclkiyet gibi hususlar hakk\u0131nda ise hi\u00e7bir bilgiye sahip de\u011fildir. As\u0131l tarama s\u00fcreci, m\u00fc\u015fteri kabul a\u015famas\u0131nda ve ba\u011flant\u0131 \u00fczerinden de\u011fil, do\u011frudan \u015fah\u0131s \u00fczerinden ger\u00e7ekle\u015ftirilir.  <\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d6cb2bd elementor-widget elementor-widget-text-editor\" data-id=\"d6cb2bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Bir m\u00fc\u015fterinin, \u00f6demenin veya kar\u015f\u0131 taraf\u0131n yapt\u0131r\u0131m listesindeki bir kay\u0131tla e\u015fle\u015fmesi durumunda; ilgili fonlar\u0131 donduracak, i\u015flemi reddedecek ve s\u00f6z konusu faaliyet ile ald\u0131\u011f\u0131m\u0131z veya almay\u0131 planlad\u0131\u011f\u0131m\u0131z \u00f6nlemlere ili\u015fkin ayr\u0131nt\u0131lar\u0131 sunarak Mali \u0130stihbarat Kurumu&#8217;nu derhal bilgilendirece\u011fiz. Yasalar\u0131n buna izin vermedi\u011fi durumlarda, size bir bildirime ili\u015fkin ayr\u0131nt\u0131lar\u0131 a\u00e7\u0131klamayaca\u011f\u0131z. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9bfa957 elementor-widget elementor-widget-heading\" data-id=\"9bfa957\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">7. \u00d6deme kontrolleri<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da9786b elementor-widget elementor-widget-text-editor\" data-id=\"da9786b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"max-w-[72ch] text-[15px] leading-[1.75] text-body\">Bir arac\u0131 kuruma y\u00f6nelik \u00e7o\u011fu kara para aklama giri\u015fimi asl\u0131nda \u00f6deme kontrolleri s\u0131ras\u0131nda tespit edilir ve bizim kontrollerimiz de s\u0131k\u0131d\u0131r:<\/p><ul class=\"flex max-w-[72ch] list-outside flex-col gap-2.5 ps-5 text-[15px] leading-[1.75] text-body marker:text-mute list-disc\"><li class=\"ps-1.5\"><strong class=\"font-semibold text-ink\">Sadece kendi ad\u0131. <\/strong>Yaln\u0131zca hesap sahibinin ad\u0131na kay\u0131tl\u0131 bir hesap, kart veya c\u00fczdandan gelen fonlar\u0131 kabul ediyoruz. \u00dc\u00e7\u00fcnc\u00fc \u015fah\u0131slar taraf\u0131ndan yap\u0131lan \u00f6demeler reddedilir ve kayna\u011f\u0131na iade edilir. <\/li><li class=\"ps-1.5\"><strong class=\"font-semibold text-ink\">Kayna\u011fa d\u00f6n. <\/strong>Para \u00e7ekme i\u015flemleri, herhangi bir bakiye ba\u015fka bir yere g\u00f6nderilmeden \u00f6nce, yat\u0131r\u0131lan tutara kadar olan k\u0131s\u0131m i\u00e7in yat\u0131rma i\u015fleminin yap\u0131ld\u0131\u011f\u0131 kayna\u011fa, ayn\u0131 para birimiyle ve ayn\u0131 y\u00f6ntemle iade edilir.<\/li><li class=\"ps-1.5\"><strong class=\"font-semibold text-ink\">Aktar\u0131m yok. <\/strong>Hizmetlerimiz al\u0131m-sat\u0131m i\u015flemleri y\u00f6neliktir. Para yat\u0131r\u0131lan ve ard\u0131ndan \u00e7ok az i\u015flemle veya hi\u00e7 i\u015flem yap\u0131lmadan para \u00e7ekilen bir hesap, arac\u0131 kurumun bir \u00f6deme veya d\u00f6viz \u00e7evrim arac\u0131 olarak kullan\u0131lmas\u0131 giri\u015fimi olarak de\u011ferlendirilir; bu durum incelemeye tabi tutulur ve s\u00f6z konusu hesap kapat\u0131labilir. <\/li><li class=\"ps-1.5\"><strong class=\"font-semibold text-ink\">Nakit ge\u00e7mez. <\/strong>Nakit \u00f6deme kabul etmiyoruz; ayr\u0131ca, ad\u0131n\u0131za kay\u0131tl\u0131 do\u011frulanm\u0131\u015f bir hesapla ili\u015fkilendiremedi\u011fimiz \u00f6deme ara\u00e7lar\u0131n\u0131 da kabul etmiyoruz.<\/li><li class=\"ps-1.5\"><strong class=\"font-semibold text-ink\">Rota tutarl\u0131l\u0131\u011f\u0131. <\/strong>\u00d6deme rotalar\u0131n\u0131zda, para birimlerinizde veya kar\u015f\u0131 taraflar\u0131n\u0131zda meydana gelecek esasl\u0131 bir de\u011fi\u015fiklik, i\u015fleme al\u0131nmadan \u00f6nce incelenecektir.<\/li><li class=\"ps-1.5\"><strong class=\"font-semibold text-ink\">Gereksiz y\u00f6nlendirme. <\/strong>\u00dc\u00e7\u00fcnc\u00fc taraf hesaplar\u0131 veya mevcut durumunuzla a\u00e7\u0131klanamayan yap\u0131lar arac\u0131l\u0131\u011f\u0131yla y\u00f6nlendirilen fonlar sorgulanacak ve reddedilebilecektir.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb2d36d elementor-widget elementor-widget-heading\" data-id=\"fb2d36d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">8. S\u00fcrekli izleme ve g\u00f6zden ge\u00e7irme\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bbd41a1 elementor-widget elementor-widget-text-editor\" data-id=\"bbd41a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Gerekli inceleme s\u00fcreci, m\u00fc\u015fteri kabul\u00fcyle sona ermez. \u0130li\u015fki s\u00fcresince manuel ve otomatik sistemler kullanarak hesap hareketlerini izler; ger\u00e7ekle\u015ftirdi\u011finiz i\u015flemleri, hesab\u0131 a\u00e7t\u0131\u011f\u0131m\u0131z s\u0131rada hakk\u0131n\u0131zda edindi\u011fimiz bilgilerle kar\u015f\u0131la\u015ft\u0131r\u0131r\u0131z. Bu ikisi aras\u0131nda bir uyumsuzluk tespit etti\u011fimizde ise durumu sorgular\u0131z.  <\/p><p>Karma\u015f\u0131k veya ola\u011fand\u0131\u015f\u0131 b\u00fcy\u00fckl\u00fckteki i\u015flemlere, g\u00f6r\u00fcn\u00fcrde herhangi bir ekonomik veya yasal amac\u0131 bulunmayan i\u015flem kal\u0131plar\u0131na ve beyan etti\u011finiz profille uyumsuz faaliyetlere \u00f6zellikle dikkat ediyoruz. Ola\u011fand\u0131\u015f\u0131 bir i\u015flem, otomatik olarak \u015f\u00fcpheli bir i\u015flem anlam\u0131na gelmez; ancak bu durum, daha ayr\u0131nt\u0131l\u0131 inceleme yapmay\u0131 gerektirir ve biz de bir a\u00e7\u0131klamay\u0131 pe\u015finen varsaymak yerine bu incelemeyi ger\u00e7ekle\u015ftiririz.  <\/p><p>Elimizde bulunan bilgi ve belgeleri \u2014\u00f6zellikle y\u00fcksek riskli ili\u015fkiler s\u00f6z konusu oldu\u011funda daha s\u0131k aral\u0131klarla\u2014 d\u00fczenli olarak g\u00fcncelliyor; ayr\u0131ca yapt\u0131r\u0131m ve izleme listesi taramalar\u0131n\u0131 s\u00fcrekli olarak ger\u00e7ekle\u015ftiriyoruz. Kimlik bilgilerinizin ge\u00e7erlilik s\u00fcresi dolarsa veya durumunuzda de\u011fi\u015fiklik olursa, dosyan\u0131z\u0131 g\u00fcncellemenizi talep ederiz. Belgeleri g\u00fcncelli\u011fini yitirmi\u015f bir hesaptaki i\u015flem yapma veya para \u00e7ekme olanaklar\u0131n\u0131, hesap bilgileri g\u00fcncellenene kadar k\u0131s\u0131tlayabiliriz.  <\/p><p>Ad\u0131n\u0131z, adresiniz, ikamet etti\u011finiz \u00fclke, vergi mukimli\u011finiz, istihdam durumunuz veya nihai m\u00fclkiyetinizde bir de\u011fi\u015fiklik olmas\u0131 halinde bizi derhal bilgilendirmeniz gerekmektedir.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4fde779 elementor-widget elementor-widget-heading\" data-id=\"4fde779\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">9. \u015e\u00fcpheli i\u015flem bildirimi\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ab735c elementor-widget elementor-widget-text-editor\" data-id=\"8ab735c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Personelimizin; kara para aklama veya ter\u00f6r\u00fcn finansman\u0131 konusunda bilgi, \u015f\u00fcphe ya da makul \u015f\u00fcphe gerek\u00e7esi do\u011furan her t\u00fcrl\u00fc faaliyeti kurum i\u00e7inde Kara Para Aklama Raporlama Yetkilisi&#8217;ne (MLRO) bildirmesi zorunludur. Bu y\u00fck\u00fcml\u00fcl\u00fck her bir \u00e7al\u0131\u015fan\u0131 \u015fahsen ba\u011flar; s\u00f6z konusu y\u00fck\u00fcml\u00fcl\u00fck, bir i\u015f ili\u015fkisi kurulmu\u015f olup olmad\u0131\u011f\u0131na bak\u0131lmaks\u0131z\u0131n ge\u00e7erlidir ve hi\u00e7 kimse bir \u00e7al\u0131\u015fan\u0131 bildirimde bulunmaktan vazge\u00e7iremez. <\/p><p>MLRO, her bir dahili bildirimi inceler ve kay\u0131t alt\u0131na al\u0131r; harici bildirim e\u015fi\u011finin a\u015f\u0131l\u0131p a\u015f\u0131lmad\u0131\u011f\u0131na karar verir ve e\u015fi\u011fin a\u015f\u0131lmas\u0131 durumunda, m\u00fcmk\u00fcn olan en k\u0131sa s\u00fcrede Saint Lucia Mali \u0130stihbarat Kurumu&#8217;na (FIA) \u015e\u00fcpheli \u0130\u015flem Bildirimi&#8217;nde bulunur; ayr\u0131ca bildirimin al\u0131nd\u0131\u011f\u0131na dair teyidi temin edip saklar. Harici bildirimde bulunulmamas\u0131 halinde ise MLRO, bunun gerek\u00e7elerini kaydeder. <\/p><p>Bir i\u015flemin kara para aklama ile ili\u015fkili oldu\u011funu bildi\u011fimiz veya bundan \u015f\u00fcphelendi\u011fimiz durumlarda, s\u00f6z konusu i\u015flemi; gerekli bildirimi yap\u0131p Mali \u0130stihbarat Kurumu&#8217;ndan nas\u0131l hareket etmemiz gerekti\u011fine dair talimatlar\u0131 alana kadar ger\u00e7ekle\u015ftirmeyece\u011fiz.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-85e8603 e-con-full e-flex e-con e-child\" data-id=\"85e8603\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-19375a1 elementor-widget elementor-widget-text-editor\" data-id=\"19375a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"max-w-[72ch] rounded-2xl bg-sand-50 p-5 sm:p-6\"><p><strong>Size s\u00f6yleyemeyebiliriz.<\/strong> Bir bildirimde bulunulmu\u015f olmas\u0131 durumunda, yasalar bu hususu size veya ba\u015fka herhangi birine a\u00e7\u0131klamam\u0131z\u0131n \u00f6n\u00fcne ge\u00e7ebilir; nitekim Saint Lucia&#8217;da b\u00f6yle bir if\u015faatta bulunmak su\u00e7 te\u015fkil eder. Bu durum yayg\u0131n olarak &#8220;bilgi s\u0131zd\u0131rma&#8221; (tipping off) \u015feklinde adland\u0131r\u0131l\u0131r. Bir i\u015flemi reddetmemiz, fonlar\u0131 dondurmam\u0131z veya bir hesab\u0131 kapatmam\u0131z ve buna dair size hi\u00e7bir gerek\u00e7e sunmamam\u0131z ya da yaln\u0131zca s\u0131n\u0131rl\u0131 bir a\u00e7\u0131klama yapmam\u0131z, daha fazlas\u0131n\u0131 s\u00f6ylememize izin verilmemesinden kaynaklanmaktad\u0131r. A\u00e7\u0131klama yapmay\u0131 reddetmemizi bir su\u00e7lama veya bir ihmal olarak alg\u0131lamay\u0131n\u0131z.   <\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b07badf elementor-widget elementor-widget-heading\" data-id=\"b07badf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">10. Red, ask\u0131ya alma ve fesih<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f86344 elementor-widget elementor-widget-text-editor\" data-id=\"9f86344\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"max-w-[72ch] text-[15px] leading-[1.75] text-body\">A\u015fa\u011f\u0131daki durumlarda hesap a\u00e7may\u0131 reddedecek ya da mevcut bir hesab\u0131 ask\u0131ya alacak veya kapataca\u011f\u0131z:<\/p><ul class=\"flex max-w-[72ch] list-outside flex-col gap-2.5 ps-5 text-[15px] leading-[1.75] text-body marker:text-mute list-disc\"><li class=\"ps-1.5\">kimli\u011finizi veya bir lehdar malikin kimli\u011fini bizi tatmin edecek d\u00fczeyde do\u011frulayam\u0131yoruz;<\/li><li class=\"ps-1.5\">talep etti\u011fimiz kan\u0131tlar\u0131 sunmaman\u0131z veya g\u00fcvenemeyece\u011fimiz kan\u0131tlar sunman\u0131z;<\/li><li class=\"ps-1.5\">bize verdi\u011finiz bilgiler yanl\u0131\u015f, eksik veya tutars\u0131z;<\/li><li class=\"ps-1.5\">M\u00fclkiyet veya kontrol yap\u0131n\u0131z, \u00f6nemli bir nihai lehdar\u0131 tespit etmemizi engelliyor;<\/li><li class=\"ps-1.5\">sizin veya ili\u015fkili bir taraf\u0131n yapt\u0131r\u0131m veya izleme listesinde yer almas\u0131;<\/li><li class=\"ps-1.5\">m\u00fc\u015fteri kabul etmedi\u011fimiz bir yarg\u0131 b\u00f6lgesinde ikamet ediyor veya bulunuyorsunuz;<\/li><li class=\"ps-1.5\">Harekete ge\u00e7memizi gerektiren bir \u015f\u00fcpheye kap\u0131lmam\u0131z ya da yasan\u0131n veya yetkili bir makam\u0131n bunu zorunlu k\u0131lmas\u0131 durumunda.<\/li><\/ul><p class=\"max-w-[72ch] text-[15px] leading-[1.75] text-body\">Gerekli \u00f6zen (due diligence) s\u00fcrecinin tamamlanamad\u0131\u011f\u0131 veya nihai lehdar\u0131n tespit edilmesi ve do\u011frulanmas\u0131 gibi s\u00fcrecin \u00f6nemli bir k\u0131sm\u0131n\u0131n ger\u00e7ekle\u015ftirilemedi\u011fi durumlarda, i\u015f ili\u015fkisi kurulmayacakt\u0131r. Mevcut bir m\u00fc\u015fteri s\u00f6z konusu oldu\u011funda ise, ko\u015fullara ba\u011fl\u0131 olarak ili\u015fkiyi sonland\u0131rmak yerine ask\u0131ya alma yoluna gidebiliriz. <\/p><p class=\"max-w-[72ch] text-[15px] leading-[1.75] text-body\">Kapatt\u0131\u011f\u0131m\u0131z bir hesapta fon bulunmas\u0131 halinde, yasal olarak m\u00fcmk\u00fcn olan ilk f\u0131rsatta bu fonlar\u0131, ilk para yat\u0131rma i\u015fleminin yap\u0131ld\u0131\u011f\u0131 ve do\u011frulanm\u0131\u015f kayna\u011fa iade ederiz. \u0130\u015flemin taraf\u0131n\u0131z\u0131 durumdan haberdar etme (if\u015fa) riski ta\u015f\u0131mas\u0131, yasalar\u0131 ihlal etmesi veya Mali \u0130stihbarat Kurumu&#8217;ndan gelen bir talimatla \u00e7eli\u015fmesi durumunda; fonlar\u0131 serbest b\u0131rakmak, ili\u015fkiyi sonland\u0131rmak veya a\u00e7\u0131klama yapmakla y\u00fck\u00fcml\u00fc de\u011filiz. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f5d3075 elementor-widget elementor-widget-heading\" data-id=\"f5d3075\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">11. Kay\u0131tlar, e\u011fitim ve i\u015f birli\u011fi<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8abec7e elementor-widget elementor-widget-text-editor\" data-id=\"8abec7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"max-w-[72ch] text-[15px] leading-[1.75] text-body\">Kimlik tespiti ve durum tespiti kay\u0131tlar\u0131n\u0131, i\u015flem kay\u0131tlar\u0131n\u0131, risk de\u011ferlendirmelerini, i\u00e7 ve d\u0131\u015f raporlar\u0131 ve destekleyici kan\u0131tlar\u0131, raporun d\u00fczenlendi\u011fi, ili\u015fkinin sona erdi\u011fi veya i\u015flemin tamamland\u0131\u011f\u0131 tarihten itibaren (hangisi daha ge\u00e7se) <strong class=\"font-semibold text-ink\">en az alt\u0131 y\u0131l<\/strong> s\u00fcreyle sakl\u0131yoruz. \u0130li\u015fkinin sona ermesi belirsiz oldu\u011funda, son i\u015flemin yap\u0131ld\u0131\u011f\u0131 tarihte sona ermi\u015f olarak kabul ediyoruz. Kay\u0131tlar, herhangi bir i\u015flemin yeniden olu\u015fturulabilmesi ve herhangi bir m\u00fc\u015fterinin tan\u0131mlanabilmesi i\u00e7in \u0130ngilizce veya terc\u00fcmesiyle birlikte saklan\u0131r ve talep \u00fczerine Mali \u0130stihbarat Kurumu&#8217;na derhal sunulur. Saklama s\u00fcresi <a class=\"focus-ring rounded-sm font-medium text-ink underline decoration-sand-200 underline-offset-2 hover:decoration-mute\" href=\"\/Gizlilik Politikas\u0131\/\"><strong><span style=\"text-decoration: underline\">Gizlilik Politikam\u0131zda<\/span><\/strong><\/a> daha ayr\u0131nt\u0131l\u0131 olarak ele al\u0131nm\u0131\u015ft\u0131r.   <\/p><p class=\"max-w-[72ch] text-[15px] leading-[1.75] text-body\">Y\u00f6neticilerimiz de dahil olmak \u00fczere ilgili t\u00fcm personel, i\u015fe ba\u015flad\u0131klar\u0131nda ve sonras\u0131nda en az y\u0131lda bir kez; y\u00fck\u00fcml\u00fcl\u00fcklerini, \u015f\u00fcpheli faaliyetleri nas\u0131l tespit edeceklerini ve bunlar\u0131 nas\u0131l bildireceklerini kapsayan, kara para aklamay\u0131 \u00f6nlemeye y\u00f6nelik e\u011fitimler almaktad\u0131r. \u00c7al\u0131\u015fanlar prosed\u00fcrlerimize uyacaklar\u0131na dair bir taahh\u00fctname imzalamakta olup, bir \u015f\u00fcphenin bildirilmemesi hem disiplin su\u00e7u hem de cezai bir su\u00e7 te\u015fkil etmektedir. <\/p><p class=\"max-w-[72ch] text-[15px] leading-[1.75] text-body\">Kolluk kuvvetleri, d\u00fczenleyici kurumlar ve Mali \u0130stihbarat Kurumu ile tam ve \u015feffaf bir i\u015f birli\u011fi i\u00e7inde \u00e7al\u0131\u015f\u0131yor; m\u00fc\u015fteriler ve i\u015flemler hakk\u0131ndaki yasal bilgi taleplerine de derhal yan\u0131t veriyoruz.<\/p><p class=\"max-w-[72ch] text-[15px] leading-[1.75] text-body\">Bu politikaya veya sizden gelen bir talebe ili\u015fkin sorular<a class=\"focus-ring rounded-sm font-medium text-ink underline decoration-sand-200 underline-offset-2 hover:decoration-mute\" href=\"mailto:info@trade909.com\"><strong><span style=\"text-decoration: underline\"> info@trade909.com <\/span><\/strong><\/a>adresine iletilebilir.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>AML ve KYC Politikas\u0131 M\u00fc\u015fterilerimizin kim oldu\u011funu ve paralar\u0131n\u0131n kayna\u011f\u0131n\u0131 bilmekle y\u00fck\u00fcml\u00fcy\u00fcz. Bu politika; sizden neleri ve neden talep edece\u011fimizi, bu bilgileri nas\u0131l kullanaca\u011f\u0131m\u0131z\u0131 ve temin edemememiz durumunda neler olaca\u011f\u0131n\u0131 a\u00e7\u0131klamaktad\u0131r. S\u00f6z konusu politika, istisnas\u0131z t\u00fcm m\u00fc\u015fterilerimiz i\u00e7in ge\u00e7erlidir. \u0130\u00e7indekiler 1. Ama\u00e7 ve kapsam Trade909; hizmetlerinin kara para aklama, ter\u00f6r\u00fcn finansman\u0131, kitle imha silahlar\u0131n\u0131n yay\u0131lmas\u0131n\u0131n [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-5786","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/trade909.com\/tr\/wp-json\/wp\/v2\/pages\/5786","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trade909.com\/tr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/trade909.com\/tr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/trade909.com\/tr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/trade909.com\/tr\/wp-json\/wp\/v2\/comments?post=5786"}],"version-history":[{"count":26,"href":"https:\/\/trade909.com\/tr\/wp-json\/wp\/v2\/pages\/5786\/revisions"}],"predecessor-version":[{"id":7292,"href":"https:\/\/trade909.com\/tr\/wp-json\/wp\/v2\/pages\/5786\/revisions\/7292"}],"wp:attachment":[{"href":"https:\/\/trade909.com\/tr\/wp-json\/wp\/v2\/media?parent=5786"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}